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KMID : 1001320190460010057
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Social Welfare Policy
2019 Volume.46 No. 1 p.57 ~ p.81
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The Effects of Debt on Family Conflict: Focusing on the Moderating Effects of Asset and Income
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Maeng Seong-Jun
Han Chang-Keun
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Abstract
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This study aims to examine the effect of household debt on a family conflict level and to investigate how the effect of household debt on the family conflict level varies depending on the level of assets and income. This study used 5360 cases of households from the 2016 Korean Welfare Panel Study’s data. Moderated multiple regression were conducted. In order to verify moderated effects, omnibus test, simple slope, and pick-a-point approach were used. Primary findings are summarized as follows: First, a household debt was positively associated with the level of family conflict. Second, the effect of a household debt on the level of family conflict was moderated by assets. Third, income was also found to moderate the effect of household debt on the level of family conflict. These results signify that as household debts increase, the level of family conflict increases and this effect can be alleviated by the level of income and assets. Base on the findings, this study suggests policy to reduce a family conflict and discusses a need for a intervention policy.
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KEYWORD
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Debt, Family Conflict, Asset, Income, Moderating Effect
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